Overview

• It's a very inefficient system that I am not very fond of. Many people are moving to electronic money transfer, such as e-transfer, but there are still occasions where you have to write or received cheques, so it's advised to have some at home (or in your car), in case you urgently need one. But your bank may charge you $25+ when you order one.

Tips

• If you park some large sum of money (TD - $5k, BMO - $6k, etc) in major banks, they may give you the first (& subsequent) cheque book(s) free of charge. Most banks do not provide free cheque books for business plans.
• You might also be able to get some temporary cheques from your bank branch. Ask nicely if you can have some for free.
• Many second-tier banks (Tangerine, Simplii, etc) may give you cheque book(s) for free without having to park $5k+ money.
• You can use services like Plastiq where you use your credit card (plus service charge) to send a cheque. It's cheaper than cash advance, and it could be useful if you need to meet your credit card spending.

What I'm personally using and why?

• I have TD's all-inclusive plan that gives me free cheque books, but I also have free cheque books from Tangerine as well.

• Instead of ordering a cheque book from your bank, you can order it from a third party cheque book provider.

  Bank Cheques Canada, Buy Canadian Cheques Online - Cheque Print

Referrals

• Plastiq - Pay any bill by card with @payplastiq. Use my referral code & pay $500 worth of bills to get 500 fee-free dollars

  Check out Plastiq - it's a great way to pay ANY bill with your favorite card.